power wagon went onto it's lid at Uwharrie

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Re: power wagon went onto it's lid at Uwharrie

Post by Bill2014 » Wed Sep 13, 2017 7:58 am

Look at that Ford hitch... Who goes off-roading with a 6" drop tongue and ball still attached? :rofl:
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Re: power wagon went onto it's lid at Uwharrie

Post by California_RAM » Thu Sep 14, 2017 3:14 pm

This reminds me to look for an aftermarket front camera for the powerwagon. I'd like something with a small monitor that could clip to the dash while off-roading. We all know the rock crawling visibility is poor. You can hear how casual the conversation was. That drop was probably invisible for the driver.
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Re: power wagon went onto it's lid at Uwharrie

Post by Will » Thu Sep 14, 2017 8:17 pm

That slow motion ain't shit after you've flipped a challenger end over end.... hahaImage
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Re: power wagon went onto it's lid at Uwharrie

Post by RustyPW » Fri Sep 15, 2017 4:34 pm

I remember that! :jawdrop:
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Re: power wagon went onto it's lid at Uwharrie

Post by olyelr » Fri Sep 15, 2017 10:52 pm

Did you ever get that buffed out, Will?
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Re: power wagon went onto it's lid at Uwharrie

Post by whitey » Wed Sep 20, 2017 7:13 am

I wouldn't have an opinion if I hadn't gone car crushing a few times with the power wagon but the cabs on fords always seems to cave in much quicker than other makes. Drive onto a ford and the tires sink straight to the bottom of the trunk or floor boards. Do the same with a chevy and there will still be windows unbroken

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Re: power wagon went onto it's lid at Uwharrie

Post by RAM4ROKS » Fri Sep 22, 2017 1:24 pm

It was me that rolled. Swaybar was disconnected, lockers were engaged. The straight on outside video shows a lot quicker than actual speed, maybe something in how they edited??? Actual speed was like 2mph. Was definitely a dumb choice of line on my part. I was on the hard line and decided that it wasn't worthwhile to be risking damaging my truck so I backed down and went to transition to the easy line and didn't see that the drop from one to the other was as severe as it was. Bad mistake on my part. (Irony is, would have likely made the hard line fine just thought it was better to save my truck from damage by going easy line) Luckily other than my being sore for about a week or two neither my passenger nor I were hurt. Was able to drive the Wagon out under its own power after righting it and refilling the transmission as most of the fluid leaked out whilst it was on its lid. Insurance is covering it as a total loss. They did give me a buy back option but unfortunately it is at too high of a $$$ amount for me to be able to buy it back, fix it and buy a commuter car. (only way my wife would agree to my keeping a 4wd and continuing to go wheeling is if I buy a commuter car so that if I total a vehicle offroad I'll still have something to drive) I don't have the final numbers yet but, initially looks like a no go on buy back. I have what I consider to be a very cool idea for a build (regular cab swap and custom offroad flatbed) to make it even better for the kind of stuff I regularly did with it (trail work and event support) but, unfortunately, I just don't think I m going to have the funds for it. As it stands now it looks like I'll be buying an Accord as a daily and a K10 as an offroad rig unless insurance comes back with a lower buy back or somebody suddenly decides to partially sponsor a rebuild of my Power Wagon. I'd be sad to see it go, it was a great rig!!! I have been pricing the parts needed; I wish I had the financial wherewithal to rebuild it but, unfortunately I doubt I do.

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Re: power wagon went onto it's lid at Uwharrie

Post by nts007 » Fri Sep 22, 2017 1:57 pm

That's sad. I really liked your sketch drawing of your plan
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Re: power wagon went onto it's lid at Uwharrie

Post by DamageWagon » Fri Sep 22, 2017 2:07 pm

I've got a free Honda Civic here for you if you drop a head gasket and radiator in it

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Re: power wagon went onto it's lid at Uwharrie

Post by FordyceCreekTrail » Fri Sep 22, 2017 6:26 pm

Looks like my guess was accurate. I have never rolled a rig, but is amazing how something just sneaks up on you like that. Hope you can get back into a PW again some day. Despite never rolling I actually lost a rig in 1992 due to a parking brake failure. Terrible feeling, but hard to get hurt when you are not in it.
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Re: power wagon went onto it's lid at Uwharrie

Post by Colibri » Sat Sep 23, 2017 12:34 am

Dude, start a go fund me. I shit you not, I'll donate some cash for you to buy back. I bet a lot of guys would. And glad no one was hurt
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Re: power wagon went onto it's lid at Uwharrie

Post by Pit Slave » Sat Sep 23, 2017 12:44 am

Honestly, I have been able to buy back wrecks for total scrap value. It's only worth scrap, they should charge accordingly. Can it be put back on the road after repairs? If it's totalled, it's scrap. You need to tell them that. If they are going to charge you a lot of cash for the buy back, then it's not a total, it should be a salvage title. Don't let them fool you. It should be well under $1,000 for the buy back.

Also, who holds the title?

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Re: power wagon went onto it's lid at Uwharrie

Post by Low_Sky » Sat Sep 23, 2017 1:14 am

Glad to hear you're safe, Ram4roks. I was wondering when you would turn up to explain what happened.


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Re: power wagon went onto it's lid at Uwharrie

Post by RustyPW » Sat Sep 23, 2017 1:34 am

Low_Sky wrote:Glad to hear you're safe, Ram4roks. I was wondering when you would turn up to explain what happened.


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Same here.
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Re: power wagon went onto it's lid at Uwharrie

Post by FordyceCreekTrail » Sat Sep 23, 2017 9:27 am

I dont know. Seems like insurance companies can get greedy with buy backs despite the fact they will never see that kind of money at auction.
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Re: power wagon went onto it's lid at Uwharrie

Post by TommyG » Sat Sep 23, 2017 9:43 am

Buyback value is usually based on a bid from their salvage company. A late model truck with a soft roll over like that is likely going to bring a high $$$ bid unfortunately. The salvage company can make a killing on a unit like that.
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Re: power wagon went onto it's lid at Uwharrie

Post by Pit Slave » Sat Sep 23, 2017 10:49 am

Again, that's the difference between a salvage title and a totalled title. It all depends on what was stamped on the title.

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Re: power wagon went onto it's lid at Uwharrie

Post by TommyG » Sat Sep 23, 2017 12:13 pm

Pit Slave wrote:Again, that's the difference between a salvage title and a totalled title. It all depends on what was stamped on the title.
I am guessing it would be high either way. Chances are they will not rebuild or sell it as a rebuildable unit. Let's say the salvor bid $10,000 on the wrecked truck. That's what the insurance comany will offer you as the buyback price. If you don't take it the salvage company will pay that and take the truck. Do the math on what they can make back once they break it down and put all of the good parts on the shelf cataloged and ready to sell.

Just the big things that immediately come to mine off of that truck:

Hemi engine, transmission, t-case, Power Wagon Axles, Smart Bar, wheels, complete interior with all the electronics and sound system, Smart Bar, ECM and complete wiring harness, airbags, etc.

There is a TON of money in salvage if you have the time, space and know how to break down, store and catalog the good stuff. Add up what you would pay for just the used parts I listed and you can see the salvage company would make money on a $10,000 bid on that truck. They would probably come out ahead at $15,000 or more. There is a lot more there that they would be able to use. It can be hard to compete with that when you want to buy it back.
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Re: power wagon went onto it's lid at Uwharrie

Post by Mule » Sat Sep 23, 2017 5:10 pm

TommyG wrote:There is a TON of money in salvage if you have the time, space and know how to break down, store and catalog the good stuff.
^ this ^

Really comes down to what your time is worth.
And how much space you have to deal with parts, shipping, etc.

With sleds/bikes, some stuff you'll sell real quick. Other stuff is highly seasonal (A-arms, for example, sell best in nov/dec when the early-season riders go out and smoke stumps/rocks). Some shit you'll sit on for years, some of it you'll sell for scrap.

I'd have been lucky to get $2k for my old 900, running. After the con rod bearing let go I parted it out, made about $4500 out of it.
Pro I was going to sell that spring, totalled it in march. $2500 buyback, almost two years later I'm finally seeing positive numbers from that buyback.

Helpful to track part, selling price, minus shipping price, and where/who bought it. Make notes for yourself if anyone's interested in a part.

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Re: power wagon went onto it's lid at Uwharrie

Post by Pit Slave » Sun Sep 24, 2017 8:54 pm

Totalled, is current scrap value. Salvage, is what can be the total value of salvageable parts.

If it's a totalled title, you have first choice at receiving your truck back for the cost of the total weight in scrap value. You will have to press insurance company this fact in order to buy it back for that value. Been there, done that; my first job I had worked for an auto recycler. They will tell you it's worth 10k or 20k or whatever. Then you need to ask them is the title a salvage or total? What scrap yard in the country will pay an absurd amount of cash for scrap?! Top dollar will probably be 1k. Again a total loss means NOTHING is salvageable and is SCRAP VALUE. Put the pressure on the insurance company and let them know that you want to know what the scrap yard will pay for it and only offer that.

Yeah, I smoked 'em, sometimes you just gotta #sendit
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Re: power wagon went onto it's lid at Uwharrie

Post by Rodeoflyer » Mon Sep 25, 2017 11:22 am

Just a question since there are many subscribed to this thread with experience...how should we insure our multiple thousands of dollars in modifications to the truck?

Will the adjuster take the mods into account or should we increase the insurance to cover them?

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Re: power wagon went onto it's lid at Uwharrie

Post by DamageWagon » Mon Sep 25, 2017 11:46 am

Rodeoflyer wrote:Just a question since there are many subscribed to this thread with experience...how should we insure our multiple thousands of dollars in modifications to the truck?

Will the adjuster take the mods into account or should we increase the insurance to cover them?
When I switched to State Farm I was very explicit about this question. I told them I use the truck off-road frequently, they said it's covered - they insure the truck, not just on asphalt. It's not insured if it's used in a racing event.

I told them I've spent a lot of money on performance suspension and steering. And have a camper I built on it. They said that's all covered. I asked if I needed a rider added to the policy (like a mini-policy that is specific to the shocks, camper, etc.) and they said no. They did ask me the value of the parts but said it was below the threshold that would increase my premium.

They even said if I had recently bought tires and the truck was totaled they would pay me out for the full value of the tires as it was basically a new part.

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Re: power wagon went onto it's lid at Uwharrie

Post by OffroadTreks » Mon Sep 25, 2017 11:47 am

Rodeoflyer wrote:Just a question since there are many subscribed to this thread with experience...how should we insure our multiple thousands of dollars in modifications to the truck?

Will the adjuster take the mods into account or should we increase the insurance to cover them?
You need to have them listed and provide receipts; it's usually extra coverage. But these days, most will cover it since things like custom rims are commonplace.

Some providers will only offer a UP TO value, however. Something like $5000 or less.
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Re: power wagon went onto it's lid at Uwharrie

Post by TommyG » Mon Sep 25, 2017 1:47 pm

Pit Slave wrote:Totalled, is current scrap value. Salvage, is what can be the total value of salvageable parts.

If it's a totalled title, you have first choice at receiving your truck back for the cost of the total weight in scrap value. You will have to press insurance company this fact in order to buy it back for that value. Been there, done that; my first job I had worked for an auto recycler. They will tell you it's worth 10k or 20k or whatever. Then you need to ask them is the title a salvage or total? What scrap yard in the country will pay an absurd amount of cash for scrap?! Top dollar will probably be 1k. Again a total loss means NOTHING is salvageable and is SCRAP VALUE. Put the pressure on the insurance company and let them know that you want to know what the scrap yard will pay for it and only offer that.

Yeah, I smoked 'em, sometimes you just gotta #sendit
Every state is different. This is not what you will run into in most venues. Total fires or accidents like a semi hitting a Smart Car where there is nothing usable left typically go for scrap. Everything else is going to get salvaged. Not saying you can't talk them into giving it back to you for a low number if you push hard enough but it is not common practice.
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Re: power wagon went onto it's lid at Uwharrie

Post by Reloaderguy » Mon Sep 25, 2017 2:49 pm

MikeKey wrote:
Rodeoflyer wrote:Just a question since there are many subscribed to this thread with experience...how should we insure our multiple thousands of dollars in modifications to the truck?

Will the adjuster take the mods into account or should we increase the insurance to cover them?
You need to have them listed and provide receipts; it's usually extra coverage. But these days, most will cover it since things like custom rims are commonplace.

Some providers will only offer a UP TO value, however. Something like $5000 or less.
Insurance is regulated state by state and I'm not familiar with the intricacies of every state but I used to own an insurance agency and what you describe was not my experience with any major carrier. I am also not aware of any carrier that excludes offroad use other than closed circuit racing. I could not have scheduled accessories or create riders for modifications even if I wanted to and that was with the big companies. I'm not saying you're wrong but in the western states what you're describing would be the exception, not the standard. I can also say that I totalled a motorcycle and the insurance company paid me replacement value for the accessories and mods which were greater than the value of the bike (the adjuster tried not to, but insurance companies try not to pay you as a standard practice).

As always, read your declarations page to verify any exclusions.

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